Revolut Commits More Than €1 Billion to Paris HQ and Seeks French and U.S. Banking Licences

Overview

• Revolut has agreed a 10-year lease in Paris’s Bourse district for roughly 2,400 square metres across six floors as the centrepiece of a >€1 billion investment to build a Western Europe headquarters.
• The company says it will create at least 200 jobs in France by 2030 while expanding hiring plans that could add hundreds more staff for its planned banking operations.
• Revolut intends to apply for a full French banking licence to localise services now passported via Lithuania and is also reported to be pursuing a U.S. banking licence as part of a transatlantic regulatory push.
• The firm holds MiCA authorisation for crypto services in the EEA, which complements the Paris base by enabling regulated retail crypto distribution across EU markets.
• Execution risk is material given Revolut’s protracted UK licence process and likely scrutiny from French and U.S. regulators, which could delay timelines, increase compliance costs, and change product features consumers see.