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Reports Find Errors in Banco Master Ethics Code by Moraes’s Wife’s Firm, After R$80 Million in Payments

Market specialists say the contract’s price is far above typical rates for the deliverables described.

Overview

  • Poder360 identified a reversed compliance instruction and a leftover placeholder (“Texto do seu parágrafo”) in the public 34‑page Code of Ethics dated March 2025.
  • Estadão reported that all 15 internal images in the document are generic stock photos that were already available online before 2025.
  • Poder360 calculated that Banco Master paid R$80,223,654.94 to the Barci de Moraes firm over 22 months, while the firm says it held 94 meetings totaling 267 hours and produced 36 legal opinions.
  • Using a R$3,000‑per‑hour benchmark, Poder360’s estimate of the workload would cost far less than what was paid, and multiple experts told Estadão the fees are incompatible with market norms.
  • The firm issued a public note and declined to address specific excerpts; the bank was liquidated in November 2025, and owner Daniel Vorcaro is detained as the Federal Police accuse him of leading a criminal organization.