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RBI Holds Repo Rate at 5.25%, Keeps Neutral Stance, Upgrades Growth to 7.4%

Focus shifts to liquidity management, with new GDP and CPI series set to guide FY27 updates.

Overview

  • The Monetary Policy Committee voted unanimously to leave the policy rate at 5.25% and retained a neutral stance after its Feb 4–6 review.
  • The central bank raised its FY26 real GDP forecast to 7.4% and lifted Q1–Q2 FY27 growth projections to 6.9% and 7.0%, deferring full‑year FY27 guidance until the new base‑year data arrive.
  • Inflation projections were nudged higher, with Q1 and Q2 FY27 now seen at 4.0% and 4.2% and FY26 CPI estimated around 2.1%, even as current readings remain subdued.
  • RBI officials cited recently concluded trade pacts with the US and EU—cutting tariffs on Indian goods to about 18%—as support for the growth outlook.
  • Policymakers stressed liquidity management after roughly $30 billion in prior FX reserve sales tightened rupee liquidity and kept bond yields sticky, and proposed consumer‑protection measures including compensation up to Rs 25,000 for small‑value fraud.