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RBI Holds Repo Rate at 5.25%

The central bank raised its inflation forecast, lowered its growth outlook, and signalled a cautious stance toward future tightening.

Overview

  • The Monetary Policy Committee met Friday and left the repo rate unchanged at 5.25%, meaning immediate loan rates and EMIs should remain stable for now.
  • RBI raised its FY2026–27 consumer price inflation projection to 5.1% with quarter‑by‑quarter estimates and projected core inflation near 4.7%.
  • The bank trimmed its real GDP forecast for FY2026–27 from 6.9% to 6.6%, citing weaker near‑term growth prospects across quarters.
  • RBI cited rising global crude prices, supply‑chain disruptions, geopolitical tensions in Western Asia and weaker capital inflows as reasons for a cautious, data‑dependent stance that keeps open the possibility of at least one hike later in the year.
  • Real‑estate leaders welcomed the hold, saying stable rates support home‑buyer demand and developer planning, while markets and many economists still expect policy to tighten if inflationary or currency pressures persist.