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RBI Grants Paytm’s PPSL Final Licence to Operate as Online Payment Aggregator

The decision restores PPSL’s merchant onboarding after a three-year freeze.

Overview

  • The Reserve Bank of India issued the Certificate of Authorisation effective November 26 under the Payment and Settlement Systems Act, with approval limited to online payment aggregation.
  • Restrictions imposed in November 2022 on onboarding new merchants have been removed, allowing PPSL to resume signing up clients.
  • The licence enables deployment and management of PoS terminals and Soundbox devices for online payments and supports cards, UPI and wallets, which is expected to lower processing costs.
  • One97 has consolidated its merchant payments under PPSL and approved up to Rs 2,250 crore via a rights issue to strengthen the subsidiary’s capital base.
  • Shares of One97 rose about 2% in early trade following the announcement, and ICICI Securities lifted its target price to Rs 1,450 with a Buy rating.