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RBA Holds Cash Rate at 4.35% but Keeps Door Open to Further Hikes

The unanimous August decision came with forecasts that keep inflation above target into 2027 and a warning that higher energy or demand pressures could force more tightening.

Overview

  • The Reserve Bank of Australia left the cash rate at 4.35% in a unanimous board decision on Tuesday, saying it will raise the rate again if upside inflation risks materialise.
  • The RBA’s updated forecasts show headline and underlying inflation staying above the 2–3% target band through much of 2027 before easing in the second half of that year.
  • Trimmed mean inflation remains elevated at about 3.6%, which the bank says, together with a tight labour market and pass-through from higher fuel costs, keeps upside risks to prices alive.
  • Markets and the big four banks had widely expected a pause and now largely price no more moves this year while pencilling in cuts in 2027, though swaps still show a meaningful chance of another hike if data surprises.
  • Separately, the Reserve Bank of India has also kept policy on hold with a neutral stance at a 5.25% repo rate, citing supply-driven inflationary pressures and external vulnerabilities that limit scope for early easing.