Particle.news
Download on the App Store

Ray Dalio Renews Bitcoin Safe-Haven Critique as Michael Saylor Defends Transparency

He says traceable transactions keep central banks from holding it.

Overview

  • Dalio, in a Monday post on X, argued Bitcoin has not acted as a safe haven and said its public ledger lets transactions be monitored, which he sees as a deal-breaker for central banks.
  • Coverage cited TradingView data showing Bitcoin’s 90-day correlation with the Nasdaq near 0.89, meaning it has moved much like tech stocks during recent stress rather than standing apart.
  • Dalio said Bitcoin’s market is too small for reserve managers, with Crypto Briefing noting roughly $1.2 trillion for BTC versus about $15 trillion for gold, which he called deeper and harder to sway.
  • Strategy chairman Michael Saylor pushed back, saying transparency makes Bitcoin usable as verifiable global collateral and adding that BTC has beaten gold on a risk-adjusted basis since his firm’s 2020 pivot.
  • Reports highlighted rising privacy concerns in institutional settings, with CoinDesk noting Zcash has climbed more than 800% since early 2025 as investors look to shield large transactions.