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Ramp Launches Stablecoin Accounts and 24/7 Cross‑Border Payments for Businesses

Built on Stripe infrastructure with Solana support, the product puts USDC and USDT into the same approval, control and accounting workflows as cash to speed international settlement.

Overview

  • Ramp opened Stablecoin Accounts to all business customers in a rollout that began this week, making USDC and USDT balances available inside its core finance platform.
  • Companies can hold stablecoin balances, earn rewards up to 3.25%, send payments to vendors in more than 140 countries, and convert to local fiat in over 40 currencies through the same approval and accounting flows.
  • The feature was developed with Stripe’s Bridge and Privy for issuance and wallets and accepts deposits across seven blockchains, with Solana highlighted as a fast, low‑cost settlement rail.
  • Ramp cited beta and usage figures showing more than 150 beta testers, over 1,000 businesses using stablecoins via its platform, and more than 70% of payment volume occurring outside normal banking hours.
  • By removing separate wallets and automatic reconciliation, the product aims to let finance teams use stablecoins for treasury and faster settlement while still funding payments from U.S. bank accounts or Ramp Checking.