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QR Payment Scam Drains Mercado Libre Users’ Bank Accounts After Off‑App Pitches

Security experts urge users to stay inside the app to avoid instant transfers triggered by fake links or QR codes.

Overview

  • Police in La Plata opened an inquiry after a 24-year-old from Villa Elvira said a caller posing as Mercado Libre security steered him to a link and a QR that moved a large sum.
  • The scheme starts in the marketplace chat or by phone, then shifts to WhatsApp where a QR code or payment link prompts approvals that let thieves empty accounts in minutes.
  • Fraudsters present as sales, logistics or security staff and sometimes message from seller profiles with strong ratings to build trust and push urgent action.
  • Leaving the platform’s tools strips buyers of dispute and refund safeguards, which makes reversing the transfers far less likely once money moves.
  • Specialists advise keeping all chats and payments inside Mercado Libre, never scanning unknown QRs, checking alerts in the official app, and reporting suspects to support and local police.