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Putin Signs Russia’s First Unified Crypto Law

The law centralizes supervision at the Bank of Russia, imposes investor tests and annual retail purchase caps, and begins phasing in main rules in September.

Overview

  • President Vladimir Putin signed the law on August 4, and most core provisions become effective on September 1, 2026.
  • The Bank of Russia gains primary oversight of licensed exchanges, custodians and digital depositories and will enforce registration plus capital and reporting requirements.
  • Only entities on a special registry may operate exchanges, operators must hold minimum equity (15 million rubles) and existing firms have transition windows that run through mid‑2027.
  • Non‑qualified retail investors face mandatory suitability tests and an annual purchase cap of 300,000 rubles per intermediary while qualified investors can trade without that limit.
  • Cryptocurrencies remain banned as a means of domestic payment but may be used for specified cross‑border settlements, mining proceeds and certain system fees, and banks must block transfers linked to unauthorized crypto providers; public polling shows low perceived benefit from legalization.