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Propy Launches $100 Million Roll-Up to Digitize U.S. Title Firms Using AI and Onchain Credit

Funding blends traditional lenders with Morpho’s onchain credit to retrofit acquisitions with an AI escrow officer.

Overview

  • Propy plans to buy about 10 profitable mid-size title companies over the next 12 months, focusing on firms with $5 million to $50 million in revenue in states such as California, Texas and Florida.
  • The company unveiled Agent Avery, an AI escrow officer trained on Propy’s transaction data that the firm says can cut manual escrow work by roughly 40% and support fiat and crypto payments.
  • Propy says it will upgrade acquired firms to blockchain-based recordkeeping and automated closing workflows to speed transactions and reduce fraud in a fragmented $25 billion market of roughly 7,000 firms.
  • The expansion is financed by a mix of conventional lenders and onchain private credit, including loans via DeFi platform Morpho, which participants describe as an early example of using DeFi for M&A.
  • Propy reports processing more than $4 billion in digital real estate transactions and says the roll-up could help it reach a $1 billion valuation within 18 months.