Overview
- Yahoo Finance analysis contends Nu Holdings and SoFi Technologies could be the best-performing bank stocks through 2030.
- Over the past three years, SoFi shares rose 261% and Nu 182%, outpacing the S&P 500 and the Nasdaq 100.
- Nu reports platform reach exceeding 60% of Brazil’s adults, adds about 1 million new members monthly, counts 13 million customers in Mexico and 4 million in Colombia, and has applied for a U.S. banking charter.
- Nu’s reported metrics include third-quarter revenue up 42% year over year to $4.2 billion, an 18.8% net income margin, and roughly $13.40 in monthly revenue per active customer versus $0.90 cost to serve.
- SoFi reports a record 1 million net new customers in Q4 2025 to nearly 13.7 million, 2025 adjusted net revenue of $3.6 billion up 38% year over year, and new blockchain-based products to expand beyond lending.