Overview
- Postbank launched a 3% six‑month Tagesgeld deal that requires a new Giro pur current account kept active with at least five transactions per full month.
- The promo covers up to €50,000, pays interest quarterly, and reverts to a 0.75% variable rate if the activity rule is not met or the balance exceeds the cap.
- Raisin is paying 3.5% for three months on up to €50,000 for new customers, after which money moves to a chosen follow‑up product with no guaranteed next rate.
- Consorsbank offers 3.4% for three months for new customers on balances up to €1,000,000, then drops to its 0.8% standard rate.
- Average Tagesgeld yields of about 1.29% sit below March inflation at 2.7%, so short promos can deliver a brief real gain, but savers should confirm deposit protection, which in the EU generally covers up to €100,000 per person and on Raisin depends on the partner bank.