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Police Report Heavy Losses as Phone‑Guided Scams Target Trade Republic Users

Police say callers posing as support walk victims through the app during hours‑long conversations to trigger transfers to supposed safe wallets.

Overview

  • Authorities in Mittelfranken report several hundred thousand euros in losses tied to recent phishing, smishing and phone scams against Trade Republic customers.
  • Police in Oberbayern Nord say related cases around Ingolstadt have produced about €50,000 in known damages so far.
  • Trade Republic tells customers it only sends one‑time SMS login codes and will never ask them to call numbers, click links or move assets to a ‘safe wallet.’
  • Investigations are underway at the Mittelfranken criminal police in coordination with the public prosecutor’s office, with additional cases noted by Ingolstadt police.
  • Consumer protection groups flag phishing emails with subjects like “Trade Republic: Bestätigung ihres Kontos notwendig,” and police urge users not to share PINs or TANs and to log in only via official channels.