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PGI Chief Ramil Palafox Gets 20 Years for $200 Million Bitcoin Ponzi

Prosecutors describe an MLM scheme sustained by fake trading dashboards that drew in more than 90,000 investors.

Overview

  • Palafox pleaded guilty in September 2025 to wire fraud and money laundering before receiving the 20-year federal sentence on Thursday.
  • The operation ran from December 2019 to October 2021 and promised daily returns of 0.5% to 3% without conducting genuine trading.
  • Court records show PGI took in more than $201 million, including at least 8,198 BTC, with confirmed victim losses of at least $62.7 million.
  • Prosecutors detailed spending that included about $3 million on 20 luxury cars, more than $6 million on four homes, $329,000 on penthouse stays, roughly $3 million on designer goods, and transfers of cash and 100 BTC to a family member.
  • The FBI and IRS led the investigation, the SEC is pursuing civil penalties, and authorities say restitution and asset-tracing efforts remain underway.