Overview
- Banco Nación pays 26% TNA for 30‑day deposits and about 27% for 90 days, according to current bank postings.
- The Central Bank publishes an online table comparing 30‑day fixed‑deposit rates by bank for easy cross‑checking.
- Among major institutions, Banco Macro stands at 27% TNA, Banco Hipotecario at 27.5%, Provincia and Credicoop at 25%, Galicia at 24%, and Santander, BBVA, and Banco Ciudad at 23%, with ICBC at 23.5%.
- Some regional and smaller banks advertise higher offers near 30%–33.75% TNA for non‑clients, widening the gap with large‑bank rates.
- Illustrative returns show ARS 2.1 million at 27% TNA over 90 days earning about ARS 139,808 in interest, while reaching ARS 100,000 in 30 days at 26% TNA requires roughly ARS 5 million in principal, with remote account opening available.