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Peru’s AFP Withdrawal Enters Final Stretch as January Window Opens With Higher S/22,000 Cap

Applications remain open until January 18 under the free period, with withdrawals calculated using the 2026 UIT of S/5,500.

Overview

  • More than 3 million affiliates have filed requests totaling about S/17.9 billion, according to SBS chief Sergio Espinosa.
  • Affiliates who registered on November 29–30 are scheduled to receive their first UIT between December 29 and December 31.
  • Disbursements are staggered, with the first UIT paid up to 30 days after the request and subsequent tranches roughly every 30 days.
  • In January, the allowable range is 1–4 UIT (S/5,500 to S/22,000) under DS 301-2025-EF, while earlier filings used the 2025 UIT value.
  • Requests are submitted online on weekdays from 8:00 a.m. to 6:00 p.m. through the platforms of Prima, Integra, Hábitat or Profuturo.