Overview
- Alfredo Pariona filed Bill 14073-2025-CR to authorize an optional ninth withdrawal of up to S/22,000 (4 UIT), joining earlier proposals by Américo Gonza and Darwin Espinoza.
- SBS superintendent Sergio Espinosa warned that many affiliates now have little or no money left in their AFP accounts, noting the eighth withdrawal yielded less than the seventh because funds were already depleted.
- Espinosa said the regulator will release detailed, public data on how many affiliates have zero or very low balances to inform the legislative debate.
- Analysts estimate roughly four million affiliates already have zero balances, and prior withdrawal rounds were used largely by middle- and higher-income workers.
- None of the three initiatives addresses the pension-reform lock that would forfeit the state-backed minimum pension, as concerns persist over SPP investment falling from S/95 billion in 2019 to S/57 billion by March 2025.