Overview
- Congressman Darwin Espinoza submitted a bill to allow withdrawals of up to 4 UIT (S/22,000), echoing an earlier proposal by Américo Gonza of Perú Libre.
- Espinoza’s draft details the process: requests in person or online, first disbursement within 30 days, and four monthly payments of one UIT, with funds shielded from seizure except for child-support debts.
- The Espinoza proposal has not yet been assigned to a congressional committee, leaving the initiative at an early legislative stage.
- Backers argue the measure would ease higher living costs, slower activity, falling real household incomes and weaker fund returns, adding that the financial system remains highly liquid and past withdrawals avoided crises.
- Critics call the push electoral and warn of long-term fiscal and retirement damage, highlighting roughly four million affiliates with zero balances and noting the economy expanded 3.4% in 2025.