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Pending Home Sales Rebound on Lower Rates as Analysts See Modest Price Growth

Mortgage-rate volatility plus a multi‑million‑home supply gap point to a restrained housing recovery.

Overview

  • Contracts to buy existing homes rose 1.8% in February to 72.1, beating expectations for a decline, according to the National Association of Realtors.
  • NAR’s Lawrence Yun attributed the gain to improved affordability from earlier rate dips and cautioned that higher oil prices tied to the Iran conflict could lift mortgage rates again.
  • Regionally, pending sales increased in the South, West and Midwest but fell in the Northeast, leaving February’s tally 0.8% below a year earlier.
  • A Reuters poll now projects home prices to rise about 1.8% in 2026 and 2.5% in 2027, while analysts estimate a median shortfall of roughly 2.5 million homes.
  • Builder sentiment ticked up to 38 in March, with NAHB reporting elevated costs, 37% of builders cutting prices by an average 6%, and 64% offering sales incentives.