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Payy Launches Ethereum Layer-2 That Makes ERC-20 Transfers Private by Default

Payy targets institutional stablecoin flows, with launch partners to be revealed soon.

Overview

  • Payy says its new L2 auto-routes ERC-20 transactions through private pools to conceal counterparties while preserving EVM compatibility.
  • Users can enable private transfers from wallets like MetaMask without smart contract changes or custom token formats, according to the company.
  • The network withdraws funds to fresh addresses for dApp interactions and stores sensitive details in offchain Privacy Vaults.
  • The company is courting institutions and fintechs for on-chain payments privacy and says it is working with undisclosed stablecoin issuers.
  • Payy plans to bootstrap adoption with roughly 100,000 existing wallet users and touts broader Ethereum privacy work such as Kohaku as context.