Overview
- OpenAI opened a U.S. preview for ChatGPT Pro that links bank, card, and brokerage accounts through Plaid, tapping data from more than 12,000 institutions.
- Once connected, ChatGPT builds a money dashboard with balances, spending by category, upcoming bills, and net worth, and it answers finance questions using your transactions.
- OpenAI says the connection is read-only and cannot move money or view full account numbers, and it promises to delete synced account data within 30 days after users disconnect.
- Financial details discussed in chats can remain in chat logs unless users delete those conversations, and model training uses these chats by default unless people opt out in Data controls.
- Forbes reports new billing complaints about unauthorized ChatGPT subscription charges, and analysts warn the data could enable targeted financial product referrals as regulators weigh gaps in U.S. privacy rules.