Overview
- The preview, announced Friday, lets U.S. ChatGPT Pro subscribers on web and iOS connect bank, card and brokerage accounts through Plaid, which links to more than 12,000 institutions.
- Once linked, ChatGPT shows a spending and portfolio dashboard and can read balances, transactions, investments and liabilities, but it cannot move money or see full account numbers.
- Users can disconnect accounts at any time, with synced data deleted within 30 days, and they can remove saved “financial memories,” while conversation data follows the user’s model‑training opt‑out settings.
- The finance experience defaults to OpenAI’s GPT‑5.5 Thinking model and reflects recent fintech hires from Hiro and Roi as well as benchmarking with over 50 finance professionals.
- Coverage notes strong interest but widespread skepticism, with reporters and users pressing for clarity on long‑term data use and breach protections as OpenAI gathers feedback and prepares Intuit integrations and a broader rollout.