Overview
- The company enters the organization phase with plans to capitalize the new bank within 12 months and target the start of operations within 18 months.
- The proposed institution will operate as Nubank, N.A., subject to completion of the chartering process.
- Cofounder Cristina Junqueira will lead the U.S. business, with former Brazilian central bank chief Roberto Campos Neto serving as board chair.
- If fully licensed, the bank expects to offer deposit accounts, credit cards, loans, and custody of digital assets in the U.S.
- Nubank applied for the national charter on September 30, 2025, and is preparing U.S. hubs in Miami, the San Francisco Bay Area, northern Virginia, and North Carolina’s Research Triangle.