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NYC Relaunches ADU Push With Pre-Approved Designs and Up to $395,000 in Loans

Applications run through June 12 with priority for owners at or below 100% of area median income.

Overview

  • HPD launched the ADU for You portal featuring an address-based eligibility tool, budgeting help, and a Department of Buildings–reviewed library of pre-approved designs to speed permitting.
  • The Plus One ADU program reopened after a two-year pause, offering up to $395,000 in low- or no-interest financing alongside technical assistance for homeowners.
  • The program is managed by HPD and the Department of Buildings and is supported by city funds and New York State Homes and Community Renewal grants.
  • No loans have closed in the new round yet, with City Hall expecting to finalize an initial batch later this year.
  • Officials project roughly 25,000 ADUs over 15 years under the City of Yes rezoning, with legal, inspected units intended to replace unsafe informal basement apartments.