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Nu Holdings Stock Hits 52‑Week Low After CFO Shift and Q1 EPS Miss

Heavy selling after the results and leadership move reflects investor doubt over Nu's near-term profitability, its U.S. expansion plans.

Overview

  • Nu shares fell to a 52-week low on Tuesday, June 2, trading near $11.72 as investors reacted to a quarterly earnings shortfall and a finance leadership change.
  • The company reported record first-quarter revenue of $5.0 billion and net income of $871 million while diluted EPS missed consensus at $0.18 versus $0.20 expected.
  • Nu announced that Guilherme Lago will step down as CFO to become a special advisor and that Rob Livingston, formerly Visa’s North America CFO, will take over as CFO on July 13 and be U.S.-based.
  • Management also said it will create a dedicated Brazil CFO role so the new U.S.-based CFO can focus on capital, liquidity and the conditional U.S. banking launch.
  • Analysts moved quickly: Bank of America cut its rating to Underperform and cut its price target to $10, even as some data providers flag a low PEG that suggests parts of the market view Nu as potentially undervalued.