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New York Law Now Requires Stores To Accept Cash Statewide

The attorney general is urging consumers to report violations, with civil fines of up to $1,500 per subsequent violation.

Overview

  • Effective Saturday, the statewide law makes it illegal for food and retail businesses to refuse cash for goods or services.
  • Businesses may not require payment by credit card or other cashless methods, and they cannot charge higher prices to customers who pay in cash.
  • Violations carry civil penalties of up to $1,000 for a first offense and $1,500 for each additional offense, according to the attorney general.
  • Exceptions include no obligation to accept bills larger than $20 and no requirement to take cash for phone, mail, or online orders unless the transaction is completed in-store.
  • Stores can comply by offering an on‑site device that converts cash to a prepaid card with no fee and a minimum load of no more than $1, and the attorney general is inviting complaints from the public.