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New Hampshire Leads States With Highest Average Social Security Benefits

The 2026 figures are author estimates based on SSA data adjusted by recent COLAs.

Overview

  • The ranking relies on Social Security Administration 2024 state averages, with New Hampshire highest at $2,359.50, followed by Connecticut, Maryland, New Jersey, and Delaware.
  • Projected 2026 averages apply a 2.5% COLA for 2025 and a 2.8% COLA for 2026 to the 2024 figures, yielding an estimated $2,486.21 for New Hampshire.
  • The rest of the top ten includes Massachusetts, Minnesota, Washington, Rhode Island, and Virginia, with Virginia at $2,178.00 in 2024.
  • The analysis notes that larger state averages often reflect higher historical earnings rather than lower local prices or better affordability.
  • The coverage pairs SSA-based rankings with promotional retirement-advice content from The Motley Fool offering strategies to boost benefits.