Overview
- Applications for the FlexStudent incentives must be submitted by 29 October 2025 to remain eligible.
- To unlock the offer, account holders must credit at least £500 by 12 December 2025, which can be met through multiple payments such as a student loan instalment.
- Nationwide pays £100 cashback within roughly 14 days of qualifying and provides access to a portal for £10 monthly Just Eat vouchers for 12 months.
- The referral scheme pays £20 per successful referral up to £40, and new customers joining via a referral receive £20, taking the package value to as much as £280.
- Key features include an interest-free arranged overdraft rising to £1,000 in year one, £2,000 in year two and up to £3,000 from year three, fee-free card use abroad, and access to FlexGraduate, with eligibility requiring applicants to be 18+, UK-resident for three years and on a qualifying UCAS course.