Overview
- From today, Nationwide’s new one‑year Single Access ISA and Single Access Saver pay a variable 4.00% AER.
- Both products allow only one withdrawal in 12 months, with any further withdrawals cutting the rate to 1.05% AER for the rest of the term.
- Fixed Rate Cash ISA returns have risen to 4.05% for one‑, two‑ and three‑year terms and to 4.25% for five years.
- Nationwide has withdrawn its 1‑Year Triple Access ISA and Saver, which had paid 3.30%.
- On £10,000, the 4.00% rate yields about £400 in a year, though analysts note some easy‑access rivals offer roughly 4.50% with unlimited withdrawals.