Overview
- Nationwide introduced a one-year Single Access ISA at 4.00% variable, allowing only one withdrawal in 12 months before the rate drops to 1.05% for the remainder of the term.
- Nationwide also lifted fixed-rate cash ISA deals, with the five-year fix now paying 4.25%, up from 4.00%, effective immediately.
- Yorkshire Building Society rolled out a Four Access EISA at 4.05% online-only and a Five Access ISA at 3.85% via branches or post, restricting withdrawals to four and five days per tax year respectively.
- Both Yorkshire ISAs can be opened from £1, accept transfers from previous tax years, and let savers use the full current £20,000 ISA allowance.
- Analysts flag strong ISA-season competition and note trade-offs on restricted-access products, while reporting highlights a planned cut to the cash ISA allowance to £12,000 from April 2027.