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Nationwide Members Urged to Prep by March 31 as 2026 ‘Fairer Share’ Remains Unconfirmed

Money experts suggest using last year’s criteria as a working guide until Nationwide publishes details.

Overview

  • Nationwide says it aims to make annual Fairer Share payments, though any 2026 payout and its rules depend on financial performance and have not been announced.
  • Recent payouts totalled about £400m to 4 million members in 2025 and £385m to 3.85 million the year before, with Nationwide noting some members have received £300 across the scheme since 2023.
  • Guidance for maximising eligibility mirrors last year: keep a qualifying current account open and active by March 31 and hold at least £100 in Nationwide savings or have at least £100 outstanding on a Nationwide mortgage on any day in March.
  • For FlexAccount, FlexDirect and FlexBasic, last year’s extra condition required in two of January–March receiving at least £500 from a non‑Nationwide source and making at least two payments out, or alternatively making at least 10 payments out in two of those months.
  • Exceptions previously included new switchers between January 1 and March 31, FlexPlus customers who paid the monthly fee, and FlexOne, FlexStudent or FlexGraduate users who only needed one payment in or out in March, plus a separate £175 switching offer that ends March 4 and could stack if Fairer Share returns.