Particle.news
Download on the App Store

Nationwide and Co‑operative Bank Keep £175 Switching Deals Live

Fresh incentives highlight intensifying competition in current accounts following a year of high switching volumes.

Overview

  • Nationwide confirms its £175 bonus remains available, with eligibility typically requiring a full CASS switch including two direct debits, a £1,000 deposit within 31 days, and a debit card payment before the cash is paid within 10 days.
  • The Co‑operative Bank offers £100 after a completed switch plus £25 a month for three months, contingent on a full switch then within 30 days depositing £1,000, setting up two direct debits, registering for online or mobile banking, and making 10+ debit card transactions.
  • CASS figures show Nationwide led Q3 2025 with 41,450 net switching gains, well ahead of Monzo and NatWest, reflecting strong customer inflows to the building society.
  • Across 2025 more than one million current‑account switches completed, with survey results indicating 72% preferred their new account, 93% were satisfied with the process, and 91% would recommend it.
  • Operational metrics remained strong, with a 99.2% seven‑day completion rate in Q4 and public awareness of the switching service at about 77%.