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N26 Says It Doesn’t Expect New Customer Ban as BaFin Decision Nears. Co

Co‑founder Maximilian Tayenthal says the regulator will decide within weeks on whether to reappoint a special commissioner.

Overview

  • Speaking at the Handelsblatt Banking Summit in Frankfurt, Tayenthal said N26 does not foresee a cap on onboarding new clients.
  • Recent reports by Manager Magazin and Handelsblatt described an interim BaFin review as “devastating” and raised questions about N26’s lending limits.
  • Following the critical coverage and ongoing scrutiny, co‑founder Valentin Stalf is stepping back from operations and will move to the supervisory board.
  • Marcus Mosen took over as co‑CEO on September 1, and former Bundesbank board member Andreas Dombret is set to become supervisory board chair in October.
  • N26 previously faced a €9.2 million BaFin fine, a months‑long 50,000‑per‑month cap on new registrations, and external oversight, and Tayenthal acknowledges past underinvestment in compliance despite recent improvements.