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MoneyGram Launches Stablecoin-Backed Visa Card in Colombia

The virtual card lets users hold USDC-backed dollar balances that can be spent through Visa, a move that could turn one-time remittances into ongoing payment relationships.

Overview

  • MoneyGram announced the virtual MoneyGram Card on Sept. 10, 2026, making USDC-backed balances spendable at Visa merchants and allowing cash pickup at its 6,000-plus Colombian agent locations.
  • The card was built with Rain for card rails, Crossmint for wallet integration and Stellar for blockchain settlement, with transactions converting stablecoins to local currency at the point of sale.
  • MoneyGram intends to add its own stablecoin, MGUSD, later and plans a physical card with ATM withdrawal capability before the end of 2026.
  • The company has not disclosed fees, exchange spreads, reserve or redemption terms for the product, leaving open questions about final cost to senders and protections for recipients.
  • The launch pits MoneyGram directly against Western Union’s similar Stablecard and builds on MoneyGram’s 2025 USDC pilot in Colombia and the country’s $13.1 billion remittance market, making adoption and balance retention the key metrics to watch.