Overview
- Profeco released a practical plan to start 2026 with healthier finances, urging a firm budget, earmarking part of the aguinaldo, prioritizing high‑interest debts, and comparing offers using the total annual cost before taking new credit.
- Condusef reports rising year‑end financial stress tied to seasonal expenses, noting anxiety, insomnia and other health impacts, with 2023 data showing two in three adults experienced moderate or high stress.
- Official survey data show households spend on average more than 19,000 pesos during the holidays, and about four in ten plan to cover these costs mainly with their year‑end bonus.
- Fintech Stori says 62% of cardholders expect to use credit this season as many households receive bonuses closer to late December, reinforcing calls to borrow only within clear repayment capacity.
- Provident reports November–December credit placements 2.1% above prior averages and a 15% rise in repeat customers, with a 2024 average loan around 8,800 pesos and higher demand concentrated in Morelia, Morelos, Puebla and Querétaro among mostly women aged 25–45.