Overview
- SHF’s index shows an 8.7% annual gain in 2025, the smallest since 2021, yet still outpacing the 3.7% inflation rate.
- Price changes varied widely by region, led by Quintana Roo (+14.3%) and trailed by Mexico City (+4.7%), with metro gains of 5.1% in the Valley of Mexico, 11.3% in Guadalajara and 9.4% in Monterrey.
- Mortgage rates averaged about 11.55% in Q4 2025 as appraisal activity slipped 1.1%, with a national median appraisal of 1,209,000 pesos and a quarter of operations below 791,000 pesos.
- Development‑bank housing credit placed by SHF fell about 16.7% from 2018 to 2025 to 276,387 million pesos, even as 791,177 housing actions were financed and the EcoCasa program reached 73,243 sustainable units.
- Housing production increased 8.2% in 2025 to 138,645 homes, and SHCP’s Rogelio Rivero Márquez says the federal program targets 1.8 million homes and over 1 million housing actions to catalyze a 2026 inflection.