Overview
- The lower house finance committee postponed the draft law after the Finance Ministry, insurers and private hospitals asked for more time to study it.
- Reform backers from PRI, PAN, Morena, PVEM, PT and MC say there is broad support and they plan to push for a vote in an extraordinary session.
- The proposal targets abusive practices by ending hard-to-read fine print, requiring clear disclosure of agent and broker commissions, and allowing older adults to switch insurers without losing years of coverage.
- It would force private hospitals to publish annual price lists and show real-time charges, and it would strengthen Profeco and Condusef with fines of 500 to 2,000 UMAs for proven abuses.
- AMIS welcomed the pause for review and said new safeguards must preserve insurers’ technical and actuarial balance, as sponsors cite sharp premium hikes and effects on about 14.5 million contracts and 32 million private-care users.