Overview
- Adjusted EPS reached $4.76 on revenue of $8.81 billion, topping LSEG consensus, with net income at $4.1 billion and adjusted net income at $4.3 billion.
- Gross dollar volume rose 7% and cross-border volumes jumped 14%, underscoring resilient travel and consumer spending.
- Revenue from value-added services and solutions, including fraud protection and cybersecurity tools, grew 26% in the quarter.
- Executives said the restructuring will result in a charge of about $200 million this quarter as the company reduces staff to shift resources.
- Mastercard returned cash through $3.6 billion in Q4 share repurchases and $684 million in dividends, while rebates and incentives rose about 20% and operating expenses increased roughly 10%.