Overview
- Lewis issued the alert on his BBC Sounds podcast episode Travel Insurance and Life Lessons and shared a clip on X on January 23.
- He says travel insurance often covers events that occur before departure, so delaying purchase can leave travellers uninsured if plans are disrupted.
- For single-trip policies, he advises buying now and setting the cover dates to match the planned travel period.
- For annual or multi-trip policies, he urges keeping cover live from today and replacing expiring policies the day after they end to avoid gaps.
- He notes many annual policies can be bought only around 90 days in advance and warns travellers to check policy wording, start dates and exclusions.