Overview
- On his BBC podcast and MSE site, Lewis highlights Santander Edge Explorer paying £200 with a £17 monthly fee, which can effectively cover around a year of charges.
- Nationwide FlexPlus is flagged as strong for older travellers with a £175 switch bonus against an £18 monthly fee, plus Aviva-backed worldwide travel cover.
- FlexPlus travel insurance has no upper age limit, includes winter sports, and requires disclosure of pre‑existing medical conditions.
- Packaged accounts bundle travel, mobile phone and breakdown cover, which Lewis says can save customers hundreds of pounds versus buying separate policies.
- Coverage rules differ by provider, with examples including Barclays Travel Plus Pack up to age 79 and Halifax Ultimate Reward to 71, and insurers can refuse renewal, as a listener near 72 was told.