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Markets Reprice U.S. Rates as Inflation Remains Elevated

Tuesday’s CPI followed by Kevin Warsh’s congressional testimony will decide whether markets accept a higher‑for‑longer path for interest rates.

Overview

  • Short‑term Treasury yields jumped to multi‑month highs this week as investors raised the odds of higher rates after oil prices rose on renewed U.S.‑Iran tensions.
  • The Federal Reserve is keeping the federal funds rate at 3.50%–3.75% and its June dot plot shows a median year‑end rate near 3.8%, leaving cuts unlikely through 2026.
  • Markets and economist surveys now expect inflation to stay above the Fed’s 2% goal through 2026, with year‑end forecasts clustered in the mid‑3% range.
  • Traders are focused on the June CPI due Tuesday and Chair Kevin Warsh’s testimony on Capitol Hill because those two events could confirm further tightening or allow a more dovish market reaction.
  • Persistent drivers — rising energy costs from Middle East tensions, slowly adjusting shelter prices, and tariff pass‑through to consumer bills — make disinflation uncertain and keep borrowing costs higher for households and businesses.