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Markets Push Back Fed Rate-Cut Timeline to 2026–27 as Inflation Persists

An energy shock lifting inflation has Fed officials signaling possible holds or even hikes.

Overview

  • Goldman Sachs now expects the first Fed cuts in December 2026 and March 2027, citing energy costs that keep core inflation near 3%.
  • Bank of America no longer sees cuts in 2026 and projects easing in the second half of 2027, with CME FedWatch showing low odds of cuts before then.
  • The Federal Reserve’s April 29 meeting ended in an 8–4 split, with dissenting regional presidents urging language that kept the option of rate increases open.
  • Official inflation gauges are running around 3% year over year on CPI and core PCE, while employers added 115,000 jobs in April, softening the case for near-term easing.
  • PIMCO warns the Iran war’s energy shock could sustain price pressures and even force the Fed to raise rates rather than cut.