Overview
- In early July 2026 BBVA, Banco Nación and Banco Provincia are marketing large personal‑loan lines with maximum amounts ranging from ARS 5,000,000 for some retiree products up to ARS 60,000,000 online or ARS 70,000,000 in branch for BBVA.
- Banco Nación has a retiree‑focused line that can be financed up to 72 months with a maximum single loan cited up to ARS 50,000,000 and published rates for 72 months of TNA 56%, TEA about 72.9% and a CFT (TEA) near 93.3%.
- BBVA advertises online loans up to ARS 60,000,000 (ARS 70,000,000 in branch) with a maximum 60‑month term and quoted pricing that can reach TNA 129% and TEA up to 240.51% depending on credit grade.
- Lenders limit monthly installments as a share of net pay (commonly 30–35%), require proof of income and minimum work antiquity, and process most applications and disbursements digitally through apps, home banking and online simulators.
- The timing of July pension mobility (about a 2.15% adjustment) and one‑off bonuses for minimum beneficiaries is shaping demand and repayment choices for retiree products that use e@descuentos for shorter terms or direct debit for longer terms.