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Long-Term U.S. Treasury Yields Rise to Multi‑Decade Highs and Reprice Fed Outlook

Higher oil prices tied to the Iran war and heavy trading in Treasury markets have pushed long yields up and prompted markets to expect steady or higher policy rates.

Overview

  • Long-dated U.S. Treasury yields have climbed to levels not seen in years, with the 30-year around 5.1–5.2% and the 10-year near 4.6–4.7%, reflecting a renewed selloff in the long end of the curve.
  • Markets blame rising energy costs from the Iran war for inflating near-term price pressures, which has pushed investors to demand higher returns on long-term government debt.
  • The rally in yields has been amplified by heavy futures activity and large block trades, which accelerated moves in five- and 10-year contracts and widened volatility across the curve.
  • Higher Treasury yields are transmitting to consumer borrowing: 30-year mortgage rates have moved into the mid-6% range, raising monthly payments and cutting affordability for many homebuyers.
  • Traders have materially revised interest-rate expectations, largely pricing out Fed cuts for 2026 and assigning meaningful odds to further tightening, while strategists remain split on whether this marks a temporary shock or a durable higher-for-longer regime.