Overview
- Lloyds Banking Group published detailed lists and began carrying out closures in late June 2026, identifying 233 branches set to shut this year and a further 12 into early 2027.
- The bank attributes the programme to a long‑term drop in customers visiting branches as more people use apps, websites and phone services for routine banking.
- To reduce disruption Lloyds has opened all its branches to customers of Lloyds, Halifax and Bank of Scotland, deployed about 170 community bankers, and pointed customers to more than 28,000 PayPoint outlets plus Post Office services for cash transactions.
- Reporting has used different framings of the cuts—an earlier tranche described as 95 closures to March 2027 appears alongside the wider 233‑site list—creating variation in totals depending on scope.
- The closures add to a broader trend that Which? says has seen thousands of UK bank branches close since 2015 and could increase pressure on local cash access and on remaining high‑street services as communities adapt to hubs and third‑party providers.