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Lagarde Questions Euro Stablecoins, Favors Tokenised Bank Deposits

The ECB chief warns of run risk from private coins.

Overview

  • Christine Lagarde said euro‑pegged stablecoins are not needed and could worsen financial turmoil.
  • She argued the trade‑offs outweigh any short‑term gains in financing or global reach for the euro.
  • She pointed to USD Coin’s drop during the Silicon Valley Bank collapse as proof of run risk.
  • Lagarde endorsed tokenised commercial bank deposits as a safer option that can still move on blockchain.
  • Her stance conflicts with backing from the European Commission and France as banks such as Société Générale develop euro‑linked tokens to boost the currency’s appeal.