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JPMorgan Launches Ethereum Tokenized Money Market Fund for Stablecoin Reserves

The product targets GENIUS Act reserve needs by adding a permissioned token layer to a U.S. government money fund.

Overview

  • J.P. Morgan Asset Management launched the JPMorgan OnChain Liquidity–Token Money Market Fund, or JLTXX, on Ethereum with a $100 million investment from the firm and additional participation from Anchorage Digital.
  • The fund invests only in U.S. Treasuries and overnight repurchase agreements fully backed by Treasuries or cash, seeking a stable $1 net asset value and daily dividend reinvestment.
  • Investors subscribe through Morgan Money and receive token balances at approved blockchain addresses, while the transfer agent’s book-entry register remains the legal record of ownership.
  • Kinexys Digital Assets powers a permissioned system on top of Ethereum that allows qualified investors to submit purchase, redemption, and transfer requests, including options to fund or receive proceeds in cash or stablecoins through a third-party vendor.
  • The Token Class carries a $1 million minimum and a 0.16% net expense ratio after fee waivers through June 30, 2028, and the launch joins a broader push by BlackRock, Franklin Templeton, and Morgan Stanley as tokenized real-world assets top roughly $30–32 billion with Treasuries leading the segment.