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JPMorgan Launches $100 Million Tokenized Money-Market Fund on Ethereum

Qualified clients receive on-chain share tokens and can move money in or out using cash or USDC through the bank’s Morgan Money platform.

Overview

  • The My OnChain Net Yield Fund (MONY) went live on Ethereum with a $100 million seed and is opening to external investors on December 16.
  • Access is restricted to qualified investors with a $1 million minimum; individuals must have at least $5 million in investable assets and institutions at least $25 million.
  • Shares are issued as tokens recorded on the public blockchain, enabling faster settlement, 24/7 transferability, and real-time ownership visibility.
  • The portfolio invests in U.S. Treasuries and fully collateralized repos and pays dividends daily, aligning with traditional money-market fund mechanics.
  • Built on the Kinexys tokenization platform, the launch places JPMorgan alongside BlackRock and Franklin Templeton in a segment nearing $9 billion and follows the bank’s recent $50 million commercial paper issuance on Solana.