Overview
- Insurers in Italy, which reached Wednesday's IVASS enforcement date, must now provide a digital CAI through web portals and mobile apps, though drivers may still use the paper form.
- The CAI is the joint accident report that drivers file after a collision, and when both sign it helps establish the facts for the claim.
- The digital process requires an advanced electronic signature with identity verified via SPID or the Electronic ID Card, giving the report full legal validity.
- The tool applies only when both drivers agree on the dynamics and responsibility, covers at most two vehicles, and excludes crashes with serious injuries.
- Industry sources expect faster and cheaper claim handling and stronger fraud prevention, with one vendor estimating a 90% cut in opening times and a 60% drop in internal costs.